Private Cloud Compliance Solutions


  • Reduce Payment Costs
  • Reduce PCI Scope, Cost and Complexity
  • Increase Operational Productivity
  • Improve Customer Satisfaction
  • Provide Interchange Flexibility
  • Reduce high risk transactions


If you take cards, where is your budget going to go?

PCI Compliance


What is the Payment Card Industry Data Security Standard (PCI-DSS)?
PCI-DSS is a GLOBAL standard and requires that organizations handling payment card data:

Build and maintain a secure network
Protect cardholder data
Maintain a vulnerability management program
Implement strong access control measures
Regularly monitor and test networks
Develop and maintain an information security policy

Any system that — or any system that is [...]

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Audits and Assessments


On average, a merchant spends between $225k and $500k per year on a PCI assessment alone.  73% of merchants state increasing audit burden as their largest concern because of the amount of time required and the paperwork frequency of audit cycles.
The 2014 Verizon PCI Compliance Report  shows that most organizations are not mature enough to [...]

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In wake of all the recent high profile retail breaches and, under pressure from credit card companies, major banks and retailers have begun to roll out cards which carry a computer chip and advanced security software that keeps the customer’s account number and other details invisible.
Banks and retailers are squabbling over who will foot the estimated [...]

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Time and Resources


Merchants’  greatest challenge to meeting PCI compliance is the lack of resources such as skilled personnel, bandwidth and budget, as well as an increased audit burden because of the amount of time required.
70 percent of merchants believe attacks against their payment processes are on the rise, with about one-third saying the attacks are increasing in [...]

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Interchange and Chargebacks


Interchange fees are set by the credit card networks, and are the largest component of the various fees that most merchants pay for the privilege of accepting credit cards, representing 70% to 90% of these fees by some estimates. Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, [...]

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6472 Camden Ave, Ste 102B, San Jose, CA 95120
Ph: (408) 457-0216 Fax: (408) 716-8833
Mailing Address:DataDivider, Inc. PO Box 41481, San Jose, CA 95160